Legal notice

IDENTIFICATION OF THE COMPANY

The information contained on these webpages refers to the services offered by Nortehispana de Seguros y Reaseguros, S.A., with N.I.F. (Tax ID No.) A-08185589 (hereinafter, 'Nortehispana'), with registered offices at Paseo de la Castellana nº4, 28046 (Madrid) and registered in the Records of Insurance Entities of the Directorate-General for Insurance and Pension Funds with key numbers C-0275.

PURPOSE OF THE WEBSITE

The purpose of the pages that comprise the website is to facilitate general public knowledge regarding Nortehispana, the activities that it carries out and the services that it provides. Nortehispana reserves the right, at any time and without prior notice, to modify the information contained in its website or to modify its configuration and presentation.
CONDITIONS OF ACCESS AND AVAILABILITY
Access to the contents of this website is free for all Users, and does not require prior User subscription or registration. This service is available 24 hours per day, 365 days per year, with the exception of any interruptions required for system maintenance or improvements, or as a result of the circumstances expressed in section IV, paragraph 3). Notwithstanding the previous indications, the operation regarding the section on 'Restricted Access' is subject to the company's own particular conditions, which, on a case-by-case basis, may replace, complete and/or modify the General Conditions. These particular conditions are laid out in the agreement to access said service, which is delivered to the Customer prior to its activation. The user accepts that when s/he clicks on links that redirect to the websites of third-party companies, s/he is no longer browsing the Nortehispana website, thus exonerating Nortehispana from any responsibility, damages or losses when contracting with third-party companies. The user is no longer browsing the Nortehispana website when the Nortehispana trademark does not appear on the website that s/he has been linked to, and when the address or domain name does not contain the name 'Nortehispana'.

EXONERATION OF RESPONSIBILITIES

1. Due to improper use: When accessing this website, you accept that NorteHispana will not be responsible for any consequences, damage or loss that may be derived from said access or use of the information on said website, or from accessing other online materials via links with this website.
2. Due to third-party content: The website may contain hypertext links to other pages on the World Wide Web, which are completely independent of these webpages. NorteHispana will not respond or guarantee, in any way, the accuracy, insufficiency or authenticity of information supplied by any person, or physical or legal entity, with or without its own legal personality, via other hypertext links.
3. Due to first-party or third-party technological faults: NorteHispana will not be responsible for any damage or losses that may be derived from interferences, omissions, interruptions, computer viruses, telephone malfunctions or disconnections in the operational performance of the selected system (telephone network, internet, etc.), which occur due to causes beyond the control of NorteHispana, from delays or blocks in using the selected system caused by deficiencies or the overloading of telephone lines, or overloads in the company's Data Processing Centre, in the online system or in any other electronic system, as well as damage that may be caused by third parties through unlawful interference in the selected system, beyond the control of NorteHispana. Furthermore, NorteHispana will be exonerated from any responsibility in the event of any damage or losses that the Customer may suffer as a consequence of errors, defects or omissions in the information provided by NorteHispana, provided that such information comes from third-party sources.

INTELLECTUAL PROPERTY

The copyright for the material contained in this website is property of NorteHispana, except in cases where such material belongs to collaborating companies with which the corresponding agreement has been signed. Free access does not implicate any other rights or licences for reproduction and/or distribution without the express authorisation of NorteHispana. The trademarks, logos, designs, images, maps, banners, content, software and its various source codes, and the purpose and other integral elements of this website, are protected by industrial and intellectual property laws and international treaties. The unauthorised reproduction, distribution, manipulation or disassembly of the source code, the incorporated algorithms or the databases, in whole or in part, will give way to serious penalties, both civil and penal, and will be dealt with in as many legal proceedings as is relevant according to law. As for designs and graphics that appear on this website and which are owned by companies or entities that collaborate with NorteHispana, these conditions and the protection in place will also be applicable, unless the express, written consent of such companies or entities has been provided.

PERSONAL DATA PROTECTION

Filling out the details requested in the questionnaires on the website is subject to the individual requirements of each section, with a specific aim and purpose described in the Questionnaire itself, and including the User as a candidate in the corresponding section. The act of filling in any form and sending it to Nortehispana implicates that the sender accepts that his/her personal information may be processed and included in the databases of Nortehispana.
The Entity responsible for the files is Nortehispana, with registered offices at Paseo de la Castellana nº4 28046, Madrid.
NorteHispana undertakes to respect and facilitate the exercising of the User's rights of access, rectification, cancellation and opposition, under the terms and within the limits established in articles 23 to 26 of Royal Decree 1720/2007, implementing Organic Law 15/1999, on the Protection of Personal Data.
The User will be able to exercise the above mentioned rights, and revoke any consent provided through the present Clause on the Organic Law on the Protection of Personal Data (LOPD), by addressing a letter to the Legal Department of NorteHispana, located at Calle Pau Clarís, 132, Barcelona, 08009, or by writing an email to the following email address: defensa.cliente@nortehispana.com.
If the user exercises his/her right to cancellation, the purpose of the form cannot be fulfilled.
The User expressly consents to his/her details being processed for the purposes of receiving information on products and services offered by NorteHispana and by companies that belong to the Catalana Occidente insurance group www.nortehispana.com. If s/he does not wish to receive this information, s/he can declare this at any time, using the previously expressed mechanisms (mail or email).

LSSICE: LAW ON INFORMATION SOCIETY SERVICES AND ELECTRONIC COMMERCE

NorteHispana undertakes to comply with the obligations derived from Law 34/2002, of 11 July, on Information Society Services and Electronic Commerce. In accordance with the indications of article 10 in the aforementioned law, we hereby inform you of the following identification details: Nortehispana, NIF (Tax ID No.) A-08185589.
The domain names www.nortehispana.com, www.nortehispana.es, www.nortehispana.org, www.nortehispana.net, www.nortehispana.info, www.nortehispana.biz and www.nortehispana.cat have been registered in the Mercantile Register of Barcelona, under the name of Nortehispana, Folder 34945, Folio 185, Sheet B-77076 and Entry 53.
To get in touch with us, please write to the following email address: nortehispana.seguros@nortehispana.com.

AVERAGE PERIOD OF PAYMENT TO SUPPLIERS

In accordance with what is set forth in the Additional Provision 3º of Law 15/2010, of 5 July, modifying Law 3/2004, of 29 December, in which measures are established for combating late payment in commercial transactions, the Company has an average period of payment to its suppliers of 30 days, that is, under the maximum legal period for payment.

GOVERNING LAW AND JURISDICTION

For any litigious issues derived from the existence, access, use or content of the General Conditions, both the Customer and NorteHispana will be subject to the jurisdiction and exclusive competence of the Courts and Tribunals of Barcelona, expressly waiving their right to any other jurisdiction.