Decesos Universal with a Single Premium

Funeral cover insurance

Senior Death Insurance

Immediate protection

What is the Senior death insurance?

The Senior death insurance is for senior citizens over 70 years of age offers maximum coverage for expenses, services and procedures arising from death, with a single payment when purchasing the coverage.

Benefits of this insurance

Senior Death insurance includes all the services and expenses required for a funeral service. With a single payment, this insurance is an ideal choice for people aged 70 or older.

Immediate protection

All coverage is activated as soon as the contract is taken out. \n\nAll the coverages of this insurance activate immediately after sign up. Without any type of waiting period, you will be protected from the start.

Lump sum payment

Taking out the contract only requires a single, lump sum payment, without any premium readjustments at a later date. With a single payment to be made on sign up, the Senior death insurance does not require any subsequent premium readjustment.


The insured capital is reappraised each year, with no additional bills. For your convenience, the insured capital is reappraised every year without you having to pay any additional bill.

Choice of the place of the burial

Open choice of the location where the funeral will take place. With Senior death insurance you have total freedom to choose the place where you want the funeral to be held.

Universal death insurance with a single premium

Main coverage

Provision of the established service at the time of the insured person's death, according to the location, regardless of the cause of death or where it takes place.

Services generally consist of:

  • Coffin.
  • Hearse and accompanying vehicles.
  • Wreath.
  • Memorials.
  • Funeral parlour room.
  • Expenses for funeral procedures and sanitary and civil permits.
  • Organising the burial, burial or cremation expenses and an urn for ashes.


Senior Death insurance is intended for people aged 70 and older. 

The provision of the service guaranteed by the insurance, which includes:

  • Comprehensive burial/cremation service.
  • Purchase or rental of wall tombs.
  • Coverage for relocation costs within Spain and abroad.

The single payment when taking out the contract, without any subsequent readjustments. This capital is reappraised annually, with our any additional bills.

In this type of funeral insurance, you will only have to make a single payment — with no additional bills to be paid later — at the time of sign up and with no subsequent readjustments. You will be protected from the start.

Yes. The international and national transport up to the graveyard in the chosen Spanish city is included. 

The age of the insured person and his place of residence are considered when calculating the amount of the first premium.  

Why buy Senior death insurence?

Because we have worked for more than 50 years to: guarantee our policyholders' peace of mind. Find out why more than a million people trust us.

Personalised Customer Service

We have more than 2,500 agents with a single objective: respond to your enquiries and requests efficiently as possible.

Exclusive services

We include exclusive coverages that will keep you and your family fully protected when the time comes.

Because it's your family

Our absolute priority consists of safeguarding the wellbeing of those you love most.