Flexibility
Take advantage of high-quality protection, with the option to choose the payment that best suits your needs.
Communities
Your community, in good shape
Hogar plus communities insurance protects both the buildings and the contents of owners' communities. This protection, thanks to its different coverage, will be responsible for dealing with the most common unforeseen events that your community of neighbours may suffer. Its payment flexibility and the possibility of choosing the cover you need makes our Hogar plus communities insurance one of the most effective options for protecting your community of owners.
Hogar plus communities insurance protects your building and offers greater payment flexibility. It is also compatible with other types of insurance.
Take advantage of high-quality protection, with the option to choose the payment that best suits your needs.
Hogar plus communities insurance is compatible with home insurance. In fact, it is advisable to take them both out to guarantee optimum protection of your home.
Each community of owners has different needs. Hogar plus communities allows you to have the guarantees you really need.
In the event your building is set up as a community of leaseholders, also known as a tenant community, it will also be able to take out insurance.
These are the main types of coverage of the Hogar plus communities insurance that we have designed to protect the building you live in.
The Hogar plus communities insurance offers protection in the event of the following unforeseen incidents:
Hogar plus communities insurance guarantees protection against the following expenses:
In principle, it depends on each community. The Spanish Law on Horizontal Property states that the owners' communities are not obliged to take out community insurance but the compulsory nature may be added to the policy. For example, in Madrid and Valencia, owners' communities are required to have Public Liability insurance to cover the risks of fire and damage to third parties.
Yes. Building and contents will be protected.
It would depend on the needs of each community owner but the cover that you take out must protect the community's assets through personal damage coverage and public liability protection against third party claims.
It is also very advisable to take out damage coverage to cover fire, atmospheric damage and water damage, as well as an amount for public liability protection against third party claims.
Yes, acts of vandalism or malicious acts are covered by our Hogar plus communities insurance.
This insurance is designed to offer full coverage to the owners' communities in their buildings, both for buildings and contents.
This insurance is designed to offer comprehensive coverage to homeowner associations, both for structure and contents.
It is compatible with other home insurance policies.
For over 50 years we have been protecting the more than one million insured people that have placed their trust in Hogar plus communities insurance.
You can pay for your Hogar plus communities insurance in instalments to make the payment more comfortable.
You can configure your Hogar plus communities insurance according to the needs of the building you live in.
Enjoy the most comprehensive protection of your building. It includes public liability and extra-contractual liability.