This determines which method of payment best suits your needs.
Together, you win
This determines which method of payment best suits your needs.
The conditions of insurance meet the needs of your company or group.
It includes other members of the group thanks to the ease in contracting it.
Take out our contract smoothly and manage it with ease.
Maximum guarantee in covers for the beneficiaries of the person insured with no extraordinary delays or formalities payments.
Taking out Universal temporary group life insurance allows other members of the group to be included and profit from the advantages of taking out the insurance, such as a tariff in accordance with the characteristics of the group, among others.
Universal temporary group life insurance is aimed at any group with a shared interest: companies, associations, sports clubs, etc.
Each sum insured is linked to a risk to be covered and so the amount varies depending on each party insured.
An insurable group is a group of persons designated by the policyholder on whom the risks insured fall.
An insured group will be made up of those people in the group aged between 14 and 64 who meet the requirements for being insured set by the insurance company.
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The right of privacy, particularly the right of personal data protection, is one of the fundamental principles of Grupo Catalana Occidente.
The supervisory authority is the Spanish Data Protection Agency, with headquarters in Madrid (28001), calle Jorge Juan, nº 6, to whom you may submit queries and/or complaints regarding this matter, should you consider that your data protection rights and freedom have not been duly taken care of by the corresponding Entity of the Grupo Catalana Occidente. For more information, go to the following website: https://www.agpd.es.
All personal data, whether directly collected or by an intermediary, including documents containing it, or obtained from recorded telephone conversations or Internet web page browsing or other means, including biometric and geolocation data, will be processed before, during and after executing an application, contract or service related to any of the products marketed by Grupo Catalana Occidente's Entities on behalf of the client, whose data is needed in the study, transmission, development and execution of contractual relationships.
In this sense, the definition of customer is established as any data subject that is a: policyholder, insuree, beneficiary, affected third party, participant, partner, subscriber, party entitled, mortgagor, promissory note investor and/or third party who establishes a contractual or service relationship with an entity of the Grupo Catalana Occidente.
If the personal data is provided by a person other than the holder, it shall be the provider's obligation to previously communicate this information to the holder of the personal data, as well as to obtain his consent, when required, so the Entity of Grupo Catalana Occidente can process this data.
In addition, this personal data can be supplemented, always complying with the requirements established in the personal data protection regulations, by other data obtained from providers of Grupo Catalana Occidente, as well as that obtained from public sources or any personal data that the data subject has made public.
In general terms the personal data of minors shall only be processed when their parents or legal guardians have provided their consent for the processing required to execute the corresponding contract or service, the fulfilment of a legal obligation and/or in legitimate interest of the data controlling Entity of Grupo Catalana Occidente, notwithstanding the personal data protection rights established by the current applicable regulation.
The legitimation of the aforementioned processing for the main purpose established above is based on the unfolding of the offer, contract or service entered with the corresponding data controlling Entity of Grupo Catalana Occidente.
Any processing for the other purposes mentioned above and for making automated decisions has legal grounds in the applicable regulation or the legitimate interest of each data controlling Entity of Grupo Catalana Occidente.
Lastly, the processing of personal data for advertising purposes is legitimised, where applicable, by express consent.
Your personal data will be held for the entire time that the relationship with the Entity of Grupo Catalana Occidente with which the service or contract has been formalised is effective. Once this relationship has ended, this data will be stored for the necessary period of time established by the applicable legislation at all times, and will be available to the courts and tribunals, Public Prosecutor's Office, State security forces and/or competent public administrations, in particular the appropriate personal data protection supervisory authorities, and corresponding supervisory bodies, in order to deal with any legal or contractual liabilities arising from the contract or service related to the data processing in question and during the applicable time in force.
Any requests or proposals that do not materialise in a contract or service, regardless of the reason, shall be held for the required period to guarantee the fight against fraud in contracting and to prevent money laundering and the financing terrorism.
As holder of your personal data, you are entitled to the rights set out below, which you may exercise by proving your identity, in the way explained in the Data Protection Delegate section:
Right of access:
Information about your personal data may be requested from the corresponding Entity of the Grupo Catalana Occidente, including how such data is processed, as well as obtaining a copy of such data in a user-friendly, structured, easy to read format.
Any communications and actions performed in the context of exercising your rights shall be free of charge. When the requests are manifestly unfounded or excessive, especially when they are of a repetitive nature, the data controlling Entity of Grupo Catalana Occidente may charge a fee according to the expenses borne to fulfil the request.
From the first moment it initiates the data processing, the data controlling Entity of Grupo Catalana Occidente shall implement the technical, organisational and security measures necessary, considering the state of technology, to guarantee the confidentiality, integrity, availability and resilience of the personal data, as well as to prevent its unauthorised access, alteration, loss or processing.
We inform you that the computer servers of some Grupo Catalana Occidente service providers may be located in countries outside the European Union, where, if the level of privacy protection were not equivalent to the European or nationals personal data protection regulations, the corresponding data controlling Entity of Grupo Catalana Occidente shall adopt the necessary and appropriate measures to safeguard the data subject's rights and the information's security, according to the available technical means at any given time.
Grupo Catalana Occidente reserves the right to apply, at any given time and without prior notice, as many modifications, variations, deletions or cancellations in the content and in the way it is presented as deemed appropriate.
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