Universal ahorro

Savings insurance policies

Growing savings

Turn your projects into a reality

What is Growing Savings insurance?

Growing savings insurance allows you to save securely and flexibly, obtaining a guaranteed return over the medium and long term without assuming any type of risk. You will also enjoy extra protection in the event of death, disability, serious illness, etc.

Advantages of this insurance

Save comfortably, month by month and with the possibility of redeeming your savings when you need them.

Liquidity

In the event of any unforeseen circumstance or need you will be able to partially or fully redeem your savings in the form of capital provided that the first annuity has elapsed. Because you never know what can happen.

Flexibility

Save comfortably. With monthly, bimonthly, quarterly, half-yearly or annual contributions, and from €60 a month, you can modify the amount of savings and make supplementary contributions of a higher amount.

Saving and protection

With our Growing savings insurance, you will not only obtain a guaranteed return without assuming any type of risk, but you will also have the protection of a life insurance policy.

Universal Savings insurance
1 /6

This number is indicative of the product risk, with 1/6 representing the lowest risk and 6/6 representing the highest risk.

Main coverage

In the event of your death, the beneficiary designated by you will receive the accumulated value of your Growing savings insurance and an additional capital of 10%. A way to protect your loved ones when you are no longer here. 

Growing savings insurance taxation

Benefit from a tax-free period on the invested capital as you will only pay tax when you redeem your contributions. In addition, if the benefits are received by a beneficiary, in the event of the death of the insured party, they will be subject to inheritance tax.

FAQs

You can start saving with the Growing savings insurance from 60 euros per month. 

Returns from the Growing savings insurance policy is completely guaranteed. Furthermore, with this insurance, savings are constantly in revaluation with life insurance that grows in value, working as the optimal formula to get the best combination for savings and retirement planning. 

Yes, you have guaranteed availability through total and partial redemptions, as soon as one year has elapsed since taking out the policy.

Yes, you can pause the savings provided the guaranteed value of the insurance is enough to cover the monthly costs.

Growing Savings insurance offers total flexibility to be adapted to your specific needs throughout your life. You can modify the contribution plan, and also make extraordinary contributions. 

Yes, you can choose to make your contributions monthly, every two months, every three months, every six months or yearly.

Why take out Growing Savings insurance with NorteHispana?

Because with our Growing Savings insurance you can save and protect your family at the same time. In a comfortable, flexible way and without hardly any effort, safe in the knowledge that your savings are growing securely.

Adaptability

We adapt to your needs and those of your family. You will always be protected whenever you need it most.

Flexibility

Growing savings insurance is adapted to your everyday needs. From €60 a month will be able to modify your savings amount whenever you want, and you can even pause your contributions if you want to.

Automatic reappraisal

We take care of making sure your savings are really effective. We will reappraise your premium and the capital insured automatically every year.